Muzammil Riyaz is an accomplished Cybersecurity and Risk Management Executive with a distinguished 24-year track record of safeguarding critical assets within the banking sector. He is a business-focused leader who excels at translating complex technical risks into strategic business imperatives, ensuring that security and resilience are core enablers of growth and innovation. In his current role, he spearheads the Information Security, Business Continuity Management (BCM), and Data Protection functions for Ruya, the UAE's first Islamic digital bank.